The home-buying process is famously stressful and perplexing, especially if you’re concerned that your poor credit would effectively exclude you from taking part. Thankfully, some lenders will still consider candidates with lower credit scores, usually around the 580 range.

Select gathered a number of such lenders — all of which will consider applicants with credit scores lower than the normal 620 — and rated them based on the sorts of loans they offer, customer service, and the needed minimum down payment amount, among other things (see our methodology below.)

Whether you’re a first-time homeowner or acquiring an investment property, remember to do your study so you can find the best mortgage lender for your circumstances. Even though we’ve included a

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